Homeowners insurance can help provide financial help in case something happens to your property or its contents. Should it happen, having a current home inventory can make it much easier when filing an insurance claim.
Start with a sheet a paper for each room in the house. Go around the room and list every item. Don’t forget the attic, basement or other storage places.
For each item, record the following:
- The original cost
- Purchase date
- Replacement cost
- Model number, brand name, where purchased
- A general description
It’s also important to take photos or video of each room for visual documentation. It is also a good idea to arrange valuable collections, silver, jewelry, etc. and take close up photos. Make sure you update your home inventory photos and list at least once a year.